Why order an appraisal from Hicks Appraisal Services ?

To a lot of us, an appraisal just looks like a line item in the long list of items for a home sale or refinance. Almost all lenders still call in a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation systems that may seem more cost-effective than an appraisal. But is getting a mortgage the only reason you should get an appraisal? Are there also cases when the services of a licensed, independent real estate professional might be helpful? Of course.


	For real estate appraisals in Portsmouth and Scioto County, it's easiest when your order online from Hicks Appraisal Services , just click here.

Let Hicks Appraisal Services help you challenge your tax assessment in Scioto County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Hicks Appraisal Services is your best evidence. At Hicks Appraisal Services , we're equipped to assist you in appealing your tax assessment.

Let Hicks Appraisal Services help you lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, many lenders ask homeowners to purchase an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is promptly forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Hicks Appraisal Services will produce a statement regarding the value of your home, and the cost of the home valuation can usually be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the troublesome decision of who gets the house, and it can be a very traumatic ordeal for both parties. It's a good idea to order an appraisal from Hicks Appraisal Services so both parties are fully aware of the true market value of their property, regardless of the circumstances.

The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocating to or from Scioto County?

Moving due to a job change can be a more than just an inconvenience, and we understand. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered during our detailed process.

Let Hicks Appraisal Services assist you in selling your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price.

On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Seeking a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market.